HIIG Mining & Quarry

Specialized coverage options for mining and quarry operations

HIIG Mining

OVERVIEW

HIIG Mining underwriters have an expansive appetite for mining related energy risks including:

  • Coal and hard rock mining operators
  • Aggregate, sand, gravel, and crushed stone operations
  • Dimensional and specialty stone contractors
  • Processing facilities and site excavators
  • Security contractors and mining industry consultants
  • Machine shops including material handling repairs
  • Metal fabrication and welding operations
  • Subcontractors serving mining operations

We offer multi-line coverage options for all types of mining operations, contractors and related operators through our wholly-owned A/A- rated insurance carriers. HIIG Mining underwriters provide competitive terms to select agents and brokers nationwide on an admitted or surplus lines basis.

HIIG Mining

COVERAGE HIGHLIGHTS

Our coverage options include broad mining industry-specific protection features including:

  • Property
  • Inland Marine
  • General Liability
  • Workers Compensation
  • Commercial Automobile
  • Pollution (Time Element)
  • Excess Liability

HIIG Mining coverage extensions include (but are not limited to):

  • Underground Equipment
  • Continuing Rental Expense
  • GL for Blasting Operations, Flood and Subsidence
  • Products & Completed Operations
HIIG Mining

TARGET MARKET GRID

Target Market What We Don’t Want
Above and Below Ground Mines and Quarries Mining & Quarry Operations:

  • Coal, Precious Metals, Aggregates
  • Surface or Underground
  • Processing Facilities & Loading Tipple
  • Methane/Gas Drilling
  • Off Road Haulers

Machine Shops:

  • Machinery/Pump/Motor repair and service
  • Electronics, Material Handling Belt repair and service
  • Metal Fabrication & Welding
  • Hydraulic & Pneumatic repairs

Service Contractors:

  • Coal, Precious Metals and Drilling Aggregates
  • Aggregate, Sand, Gravel & Crushed Stone
  • Dimensional & Specialty Stone
  • Processing Facilities
  • Site Excavation
  • Blasting

Security Contractors:

  • Private Security Guards
  • Executive protection

Engineers & Consultants

  • Inland Marine for Highwall Mining Equipment risks
  • ”For Hire” Trucking risks
  • Contract Labor or Staffing Contractor risks
HIIG Mining

FEATURES

Product Advantages

  • A.M. Best rated A-carrier
  • Admitted Paper in most states
  • $5,000 minimum premium on General Liability
  • $2,500 minimum premium on Workers’ Compensation

Available Limits

  • Liability – up to $1,000,000 occurrence / $2,000,000 aggregate
  • Excess Liability up to $5,000,000 limit
  • Property and Inland Marine Liability limits up to $10,000,000 per occurrence. (However, we can entertain larger schedules of values)

Submission Requirements

  • HIIG Mining Application
  • Completed & signed ACORD application.
  • 5 years currently valued loss runs or as long as the applicant has been in business.
  • Workers Compensation Census.
  • Resumes of owners/managers, hiring practices, safety programs and if new venture.

For inquiries, contact:
Jim Godfrey at 205-332-8118
Rob Roberts at 205-332-8116

NOT EVERY RISK QUALIFIES FOR COVERAGE

This information is provided as an overview of coverages available and should not be construed as underwriting guidelines, contractual terms or an offer of coverage. All submissions are subject to underwriting based on individual merits of the account.